3 Reasons Why You May Need Money Fast and How to Get it

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No matter how much you budget, there are always times when you may need to find ways to get money fast. It is always disappointing when you work so hard to provide the essentials for your family and then they suddenly break. There is often very little warning.

3 Reasons Why You May Need Money Fast

Budgeting is something that I think all of us try to do. Sometimes though, the best laid plans go awry. Here are 3 reasons that you may need money fast:

  1. Your car may need repairs. This happened to me very recently. After loading my car with luggage, my children and my dog, I found that my car wouldn’t start. I had only just had it serviced and MOT’d three weeks earlier. The mechanic told me that the battery was flat and that I needed a new one. This unexpected expense was something I did not know if I had the money for.
  2. A kitchen appliance may break. I had a terrible run of bad luck one year, where my fridge freezer, tumble dryer and washing machine all broke within the space of about two weeks. It is expensive enough to replace one of these machines, let alone three!
  3. Your laptop/computer stops working. For me, this would be a disaster! I rely on my laptop for my work. If it were to break, I would need a new one very quickly and so would need to find the funds very quickly too.

How to Get Money Fast

There are a few ways that you can get money quickly for these types of emergencies. You could ask a family member or a very close friend if you could borrow the money for a while. This can sometimes be awkward though.

Another way to make money fast would be to sell something you own that you don’t need any more. Maybe you have a lot of things that you could sell on a car boot sale, through Facebook groups or via Ebay.

A third way that you could get money fast, would be to visit a reputable Payday Loans Bad Credit website such a Cash Lady that offers short term loans. If you decide upon this option, please make sure that you read the terms and conditions of the loan very carefully and that you are able to afford to pay the money back within the time agreed with the lender. Late repayments can cause serious money issues.

Cash Lady has lots of clear information on their website about how to get a short term loan quickly and easily. You can visit The Money Advice Service for more information on short term loans.

Thinking of the Future

Finding myself in the position of needing money quickly, meant that once the expense was paid for, I started saving more. Putting a bit of money away in a savings account each month has really made a difference. Even putting away £10 per month can ease the burden of an expense you didn’t know was going to be an issue. Fingers crossed that everything stays in good working order for a little longer though!

Have you ever had any unexpected expenses, where you have needed to get money fast? How did you deal with the situation?

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  • Excellent tips. I have recently written a post about the importance of an emergency fund. The other month we had to spend a lot of money on our car with new tyres otherwise it was illegal to drive so we had some money saved for these sorts of things and it was the biggest relief. 🙂 x