Tag Archives: money

3 Reasons Why You May Need Money Fast and How to Get it

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No matter how much you budget, there are always times when you may need to find ways to get money fast. It is always disappointing when you work so hard to provide the essentials for your family and then they suddenly break. There is often very little warning.

3 Reasons Why You May Need Money Fast

Budgeting is something that I think all of us try to do. Sometimes though, the best laid plans go awry. Here are 3 reasons that you may need money fast: Continue reading 3 Reasons Why You May Need Money Fast and How to Get it

3 Ways to Improve Personal Finance

3 Ways to Improve Personal Finance #SponsoredPost http://dillydrops.co.uk

As the end of the current financial year is fast approaching, I’ve realised that I need to start thinking about my personal finance and how to improve it for the coming year.  As a single mother, managing my finances is something that is often in my mind.  Here are some things that I’ve been considering lately.

1. Use Personal Finance Spreadsheets

For each new financial year, I set up new spreadsheets to keep track of my spending.  I find these extremely useful and as I have done these for many years, I now seem to be quite accurate in my predictions of the total amount of money I have in the bank at any time.  My spreadsheets are quite simple.  Continue reading 3 Ways to Improve Personal Finance

Wordless Wednesday – Counting Pennies

I absolutely love this photo of H counting pennies. We have been doing the penny a day challenge, Continue reading Wordless Wednesday – Counting Pennies

Buying a car when you have bad credit – Moneybarn

Thinking about buying a car when you have bad credit is a problem that many people have faced over the past few years.  Some friends of mine had a challenging time recently, where they had hoped to buy a new home and car but were not able to due to having a bad credit rating.

How to buy a car on bad credit with moneybarn.com

Bad luck can mean a poor credit rating

Last year, my friend found out that she was expecting her second child.  After such wonderful news, a couple of months later, her husband’s hours were cut at work due to redundancies being made within the company that he worked for.  He felt very lucky that he was not made redundant but at the same time, he was not able to bring home as much money has he had done previously.  At the same time, they had been looking for a larger house for his growing family.  Their car was aging and costing more and more each month to repair so they had hoped to buy a new one too. Continue reading Buying a car when you have bad credit – Moneybarn